HOA and condo association insurance reviews — premium savings, coverage gaps, replacement cost, and board liability, before renewal.
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Vendor Contracts February 1, 2026

How HOA Cable & Bulk TV Agreements Work

Bulk cable and TV agreements can be a real amenity for a community — or a long-term cost that outlives its value. Understanding how they work helps your board decide whether yours still makes sense.

The bulk model

The association contracts TV service for every unit at a discounted group rate, usually billed through dues. The trade-off is that every owner pays, whether they use the service or not.

How they're priced

Pricing is driven by channel lineup, term length, take rate, and escalators. As streaming changes how owners watch, the value of a bulk TV agreement is worth re-evaluating at each renewal.

What to review before renewing

Term length, auto-renewal, escalators, and equipment obligations are the key terms. A review before renewal keeps the association from locking into outdated service.

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