HOA & condo association insurance reviews — premium savings, coverage gaps, replacement cost & board liability, before renewal.
Get my free review Call now · toll-free(208) 361-4295
Call now · (208) 361-4295
Free HOA insurance review

Renewing soon? Get a board-ready insurance review before you sign.

Premiums are climbing and carriers are pulling out of HOAs & condos. We benchmark your master policy against the markets still writing communities — and hand your board a clean, plain-English review.

For HOA, COA, condominium, townhome and master-planned communities nationwide.

  • Compare your program against competitive carrier options
  • Spot coverage gaps, replacement-cost & deductible issues
  • No board vote required to begin — your info is never sold or shared
HBPMCTTrusted by HOA boards, treasurers & property managers nationwide
Free HOA insurance review

See your options in about 60 seconds

Takes about a minute — or call (208) 361-4295 and skip the form.

Most HOA boards find at least one coverage gap in the first review.
SSL secured TCPA-compliant Never sold or shared
By submitting, you agree to be contacted about your request by ProcureMedia and its brands and The Partners Group by phone call and email, including via automated technology. Consent is not a condition of purchase. SMS: if you check the box, msg frequency varies, msg & data rates may apply, reply STOP to opt out. See our Privacy Policy and Terms.
Carriers we access
Travelers Insurance Zurich Insurance The Cincinnati Insurance Companies EMC Insurance Liberty Mutual Insurance Nationwide Insurance
4,000+Communities served
1M+Units nationwide
$3B+Coverage reviewed
38States served
What we review

A full read of your master program — before you auto-renew

We review HOA master insurance policies for pricing, replacement-cost accuracy, liability exposure, deductible structure, and competitive market options.

HOA master policies

Property, liability, umbrella, D&O, crime and specialty coverages on your association's master program.

Coverage limits

We evaluate current policy limits against real-world replacement and exposure risk for your community.

Replacement cost

Identify underinsured buildings and outdated valuations before a claim exposes the gap.

Deductible structure

Wind, hail, wildfire, water and percentage deductibles that can fall to owners or the association.

Board liability (D&O)

Review directors & officers protection and potential board exposure issues.

Competitive options

Compare available market options, pricing structure and renewal strategy across carriers.

Who we serve

Built for the people who run communities

Every association is structured and insured differently. We review your program and point you toward the markets and strategy that fit.

HOA & COA boardsPresidents, treasurers and members responsible for the master policy.
Property managersCommunity managers coordinating renewals across one or many associations.
Condo & townhomeCondominium, townhome and stacked-unit communities with shared structures.
Master-plannedLarge master-planned and mixed-use communities with complex exposures.
How it works

Three steps. About two weeks. Zero cost.

You sit back. We coordinate everything and deliver a clean, board-ready review.

1

Share your current policy

A short call, then send your binder, renewal notice, declaration pages and premium history.

2

We benchmark the market

We compare your program against competitive carrier options, deductibles and coverage structures.

3

You get clear next steps

Your board receives a practical review showing savings, coverage gaps and renewal concerns.

Common questions

HOA insurance review FAQ

What does an HOA insurance review cost?

Nothing. The review is free, there's no obligation to switch, and your association's information is never sold or shared.

Do we need a board vote to start?

No. Any board member or property manager can request the review. A board vote is only relevant if you later decide to change carriers.

What do you need from us?

Your current binder or declaration pages, the renewal date, and a little history. The more you share, the sharper the benchmarking.

Will this disrupt our current coverage?

No. A review is just a benchmark. Nothing changes with your existing policy unless your board chooses to act on the findings.

No cost · No obligation · No board vote

Request your free HOA insurance review

We benchmark your master policy for premium savings, coverage gaps, replacement-cost concerns and competitive options — before renewal locks your board into another term.

Get my free review → or call (208) 361-4295